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Insurance companies crack down on holidaymakers claiming for balcony fall injuries

According to a report in the UK insurance companies are cracking down on claims by holidaymakers injured in falls from hotel balconies. Last year alone 18 people died or were injured falling from balconies and insurance companies have said that this trend of injuries is often fuelled by drink and drugs and claims regarding self-inflicted falls will be rejected.

falling off a balconyAviva, which underwrites policies for HSBC and Barclays as well as offering its own travel insurance, will not pay out if people have been balancing on railings or crossing from one balcony to another.

Direct Line also warns that it will reject claims when holidaymakers have ‘climbed, jumped or moved’ from one balcony to another. The move follows an alarming rise in the number of young people killed or injured after diving off balconies into pools or jumping from one balcony to another.

The trend of climbing between balconies, known as ‘balconing’, is often fuelled by drink and drugs.

Last year there were 18 incidents worldwide in which Britons were killed or very seriously hurt in balcony falls, several of those were in Thailand.
In Spain alone, seven British holidaymakers have died in balcony falls in the past four years. Aviva underwriter Kate Niven said: ‘The requirement that you take all reasonable precautions to protect yourself and prevent accidents is already present in all travel policies. To clarify further . . . we will be excluding claims for balcony falls.’

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